US MARKET NEWS 21 FEBRUARY 2016

"We have seen oil come back off and that has put some pressure on the market," said Walter Todd, chief investment officer at Greenwood Capital Associates in Greenwood, South Carolina. "Some of these earnings that we have gotten out of the past couple of days from retailers have not exactly been confidence inspiring."

The Dow Jones industrial average fell 21.44 points, or 0.13 percent, to 16,391.99. The S&P 500 lost 0.05 points, ending roughly flat, at 1,917.78. The Nasdaq Composite added 16.89 points, or 0.38 percent, to 4,504.43.

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